PROFESSIONAL INDEMNITY INSURANCE

menjamin tanggung jawab hukum profesi untuk para professional seperti construction consultant, engineer, architect, interior design, surveyor, insurance agents, brokers, financial adviser, solicitor, accountant, lawyer, business consultant dan berbagai jasa professional lainnya

A. EXTENSIONS
.. Libel and Slander
.. Loss of Documents
.. Consultants, Sub-Contractors & Agents
.. Intellectual Property
.. Joint Venture Liability
.. Newly Created or Acquired Entity or Subsidiary
.. Run-off Cover Insured Entity or Subsidiary
.. Estates and Legal Representative
.. Outgoing Principals

Optional Extensions (with additional premium)
.. Fraud and Dishonesty
.. Previous Business
.. Increased Aggregate Limit of Indemnity

B. ADDITIONAL EXCLUSIONS

(i) Failure to Comply with Building Codes Exclusion
Policy excludes cover for Claims arising from or relating to the failure to conform with Indonesian Building Codes

(ii) Total Pollution Exclusion
Insurance Company shall not be liable under this Policy to indemnify the Insured in respect of any Claim against the Insured:
(i) directly or indirectly arising out of the discharge, dispersal, release or
escape of Pollutants;
(ii) for the costs of removing, nullifying or cleaning up Pollutants;
(iii) for the cost of preventing the escape of Pollutants.

For the purpose of this exclusion, Pollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including but not limited to smoke, vapour, soot, fumes, acid, alkalis, chemicals and waste. Waste includes material to be recycled, reconditioned, or reclaimed.

(iii) Bribes & Illegal Payment Exclusion
Notwithstanding anything herein contained to the contrary, Insurnace Company shall not be liable under this Policy to make any payment for Loss arising from any claim directly or indirectly alleging, arising out of, based upon or attributable to:
a) Payments, commissions, gratuities, benefits or any other favours to or for the benefit of any full or part-time domestic or foreign governmental or armed forces officials, agents, representatives, employees or any members of their family or any entity with which they are affiliated; or
b) Payments, commissions, gratuities, benefits or any other favours to or for the benefit of any full or part time officials, directors, agents, partners, representatives, principal shareholders or owners or employees or affiliates of any customers of the Corporation or any members of their family or any entity which they are affiliated; or
c) Political contributions, whether domestic or foreign.

C. ADDITIONAL ENDORSEMENTS
(i) Territorial Cover
It is hereby agreed and declared that General Conditions D.4 is deleted and replaced by the following condition:
D4. The coverage provided under this Policy shall extend to legal liability arising out of acts, errors or omissions committed anywhere in Asia only and excludes cover for any acts, errors or omissions occurring outside of the territorial limits of Asia.
(ii) Jurisdictional Cover
It is hereby agreed and declared that General Conditions D.5 is deleted and replaced by the following Condition:
D.5 The coverage provided under this Policy shall be limited to Claims first brought in a Court of Law in Asia only